Mortgage Underwriter

The Underwriter evaluates and approvals files submitted by NACA Counselors and Mortgage Consultants based on “Character Lending” criteria. The underwriting criteria is based on Members’ payment history and compensating factors without consideration of their credit score or traditional risk based pricing criteria. This is a traditional underwriting position where the Underwriter must be able to manually calculate income and underwrite mortgages based on the Members individual circumstances. This includes examining and verifying documents and data entry to ensure accuracy and completeness; determining an affordable mortgage payment for the Member, reviewing a complete document package to make an approval decision.


  • Assist in advocacy campaigns. And outreach focused on low/moderate income communities, churches and job sites
  • Conduct Home Buyer, Home Save and Purchase Workshops
  • Provide training
  • Develop and recommend modifications to policies and procedures.
  • Other duties as assigned.