Leading the fight for economic justice
We’re committed to helping the underserved build generational wealth through access to affordable mortgages and financial assistance.
Equity for all
NACA fights to close the racial wealth disparity gap through character-based lending. We take our members’ circumstances into account to help make affordable homeownership a reality.
all HUD housing counseling
Homeownership within reach
Get access to NACA’s Best in America mortgage without consideration of your credit score through the most effective homebuyer program in the nation.
Below market fixed-rate
As of November 28th, 2022
*APRs apply to Priority Members only. APRs for Non-priority Members are as follows: 6.375% for 30-year fixed APR; 6.125% for 15-year fixed APR. Learn more about how we determine member priority.
NACA mortgage benefits
- Sin pago inicial
- No closing costs or fees
- No mortgage insurance
Join the fight
Stop corporate landlords
Cash investors are stealing the dream of homeownership. Help us campaign against corporate real estate investing.Get involved
Fight for economic justice
NACA’s success is based on the active participation of our dedicated members and staff. Get involved today.Conviértete en un NACtivista
Support our mission
Your financial support helps us make affordable homeownership a reality for thousands of each year. Donate today.Donate to NACA
news & media
Conéctese con NACA
Listen, read and learn with us.
NACA Live American Dream Program Episode #73
Bring the fight to your inbox
Get the latest news on how to get involved with NACA.