NACA's Real Estate Department (RED) invites NEW AGENTS to the next 'Introduction to NACA' webinar. The live 2-hour presentation will offer insight and guidance on how to access America's Best Mortgage as a professional real estate agent in your market.120 minutes
For NACA Qualified Members. Join NACA's HOME AND NEIGHBORHOOD DEVELOPMENT (HAND) department for learn about NACA's property eligibility guidelines. HAND works to qualify a pre exisitng property and ensure the home fits within the same affordability a Member was qualified for.120 minutes
For Closed Rehab Members, join HAND for a post close rehab escrow next steps presentation. HAND will discuss the requirements and guidelines for a NACA rehab providing step by step instruction on how to get a project approved to start and successfully completing all repairs, per the terms of the loan.120 minutes
Get an overview of the NACA Purchase program. Become familiar with the mortgage product and eligibility requirements. Learn about all the steps to the process and they involve.120 minutes
Get a walk through of the documents needed for submission and the NACA Web-File. Understand what to expect from the program based on your individual circumstances.120 minutes
Close your home! Learn about the timeline to close in NACA’s streamlined closing process. Understand the various roles, requirements and who to communicate with during this critical time. Understand potential lender conditions and how to avoid any roadblocks or delays.120 minutes
Receive essential information for the homebuying process. Topics include: Housing search, identifying and working with a real estate agent, keeping your file updated, how to use the NACA mortgage calculator, common errors in the Purchase and Sales contract, requirements for Credit Access approval, submission of your bank application, and more.120 minutes
Understand how to use your action plan and overcome any roadblocks to NACA Qualification. Get an overview of everything that goes into qualifying for the NACA mortgage, from document requirements, minimum required funds, pay history and compensating factors, and more.120 minutes
The Web-File is every Member’s personal web portal to NACA. This is where Members can upload documents into their file, identify what additional steps are needed to become NACA Qualified, view qualification or purchase status, review credit reports, register to vote and much more. It is crucial that Members utilize their Web-File to reduce the processing time and to understand their next steps at any given time during the process.
Members can see their qualification status at any time by accessing their Web-File. In addition, the Web-file shows Members what additional documents they need to provide plus any next steps. Members can also contact their NACA Counselor to attain any addition details or clarification on where they are in the process.
Visit the Web-File login page and click on "Get my NACA ID". The Member need to enter their email address and last four digits of their social security number. Select "Submit" and the Members NACA ID will be displayed. In addition, you will receive an email with the number.
Visit the Web-File login page and click on "Reset My Password". The Member enters their NACA ID number and their email address they provided to NACA and the last four digits of their social security number. Select "Submit" and choose either or both option(s) to text or email. The Member will receive a code to create their password. Enter the code on the Web-file screen. The Member will then need to select a new password.
For security purposes, the Members account automatically locked due to too many unsuccessful attempts. Contact Members Services at 425-602-6222 to get the access reset.
The most effective way to submit documents is to upload them through the NACA Web-File portal. Members can access their Web-File from their desktop, phone or tablet. The option to upload is the best option since scanning can only be done in the local NACA office or at an Achieve the Dream event.
Members can upload documents by following these steps:
The submitted document will then be able for the NACA Counselor to review and input any additional information from the document, and then accept.
Members can determine if their NACA Counselor has accepted the document by checking the status within the Web-File portal. Members are encouraged to contact their NACA Counselor for any documents still in "Pending" status, particularly those that are important for NACA Qualification.
Members can upload documents using their smartphone by following these steps:
While NACA makes fax an available option for Members to submit their documents, Members are strongly encouraged to upload their documents using the Web-File portal.
Fax documents do not show the type of document or any data which makes it more difficult and time consuming for the NACA Counselor to process. NACA is in the process of removing the fax option. Going forward Members should upload their documents by using the Web-File (via desktop, phone or table) or at a local NACA office or event.
Members who require technical support should contact Member Services. Members can either call 425-602-6222, use the Chat option (lower right corner of the page) or via email at email@example.com.