Get an overview of everything that goes into qualifying for the NACA mortgage, from document requirements, minimum required funds, pay history, compensating factors, and more. Also, understand how to use your action plan and address any roadblocks to NACA Qualification.120 minutes
NACA's Real Estate Department (RED) invites new agents to the next 'Introduction to NACA' webinar. The live 2-hour presentation will offer insight and guidance on how to access America's Best Mortgage as a professional real estate agent in your market.120 minutes
For NACA Qualified Members. Join NACA's HOME AND NEIGHBORHOOD DEVELOPMENT (HAND) department to learn more about NACA's property eligibility guidelines. HAND is responsible for qualifying preexisitng property types by assessing a property's condition to determine if it fits within a Members overall affordability.120 minutes
Receive essential information for the homebuying process. Topics include: housing search, identifying and working with a real estate agent, keeping your file updated, how to use the NACA mortgage calculator, common errors in the Purchase and Sales contract, requirements for Credit Access approval, submission of your bank application, and more.120 minutes
For many years NACA has been holding massive events for thousands of people over four and more days in cities across the country. These are extraordinary events where homeowners with an unaffordable mortgage have been able to save their home and now homebuyers can access the best mortgage in America.
These events provide a coming together of people who have similar circumstances including being subjected to similar predatory practices. Those who come see that they are not alone and there are many people who share their experiences. As a very large organization and through these events, NACA is able to achieve truly remarkable homeownership solutions for large numbers of people.
Currently, NACA tours the country to provide a one-stop homeownership for homebuyers. Participants receive housing counseling and pre-qualification for the NACA Mortgage. These nationwide Achieve the Dream events focus on homebuyers and take place over four to five days.
NACA tours the country to provide a one-stop-homeownership for homebuyers who receive housing counseling and access the NACA Mortgage. These nationwide Achieve the Dream events focus on homebuyers and take place over four to five days.
In 2018 NACA hosted 14 events, with plans for even more in 2019 and beyond. Every event draws thousands of homebuyers, and in major cities like Atlanta, Miami and others attendance has crossed over 10,000 people.
The purpose of these events is to open up the floodgates to minority and other people locked out of affordable homeownership. Through them NACA is able to combine the major four steps in the NACA qualification process into a single day. These steps are:
Many homebuyers are able to become NACA Qualified (i.e. pre-approved for the NACA Mortgage) during the event and begin their housing search the moment they leave.
Participants are encouraged to make their best efforts to bring as many of the below documents as they can, but it is more important to come even if the homebuyer does not have them all. Attendance is only an investment of one’s time and it will be the best use of time for aspiring homeowners. Make the best effort to bring as many of the following documents:
1. Photo ID
2. Paystubs - most recent 30 days
3. W-2s - most recent two years
4. Tax Returns - most recent two years
5. Bank Statements - last three months all accounts
6. Self-employed - last 12 months bank statements all accounts
Those who are already NACA Members can upload these documents through their Web-File. However members should still carry the documents with them when they attend.