NACA Begins Nationwide “Achieve the Dream” Tour

Announcement of Historic Homeownership Events Providing the Best Mortgage in America to Low and Moderate Income Borrowers

(Charlotte, NC) – On Tuesday February 6th at 11:00 a.m. at 600 East Fourth Street room 267, NACA, Mayor Lyles, NACA’s CEO Bruce Marks, Bank of America representatives, City Counselors, community leaders and many others will announce the beginning of NACA’s homeownership tour that is to become the most important homeownership initiative in recent history.  Low and moderate income borrowers will have the unprecedented opportunity to obtain NACA’s Best in America mortgage (No downpayment, No Closing Costs at a below market fixed rate).  Charlotte will be first of these One Stop Homeownership Events where borrowers over the four days can be approved for the NACA Mortgage. NACA plans to continue these events nationwide with the next being in Miami, continuing in Ohio and then more than twenty cities throughout 2018.  

NACA’s Charlotte event begins Thursday, February 8th  through Sunday, February 11th at 5835 Executive Center Drive, Charlotte, NC 28212, in the Charlotte East Business Park.  Doors will be open from 8:00 a.m. to 8:00 p.m. each day.  NACA’s housing counselors will work with homeowners to become ready for homeownership and determine a mortgage payment they can afford.  Everyone who attends and works with their NACA counselor will have the opportunity to be approved for the NACA Mortgage with many accomplishing this during the event.  NACA’s counseling program is one of the nation’s largest HUD certified and is recognized as one of the best. 

Mayor Lyles worked with NACA to begin the first event to Charlotte.  The city of Charlotte provides $8,000 to $18,000 grants to make homeownership affordable in Charlotte.  “The goal of owning a home is something we aspire to and build toward for everyone in our city,” said Charlotte Mayor Vi Alexander Lyles. “I welcome this partnership with NACA because it will help Charlotteans turn that aspiration into a reality.” Mayor Lyles worked with NACA CEO Bruce Marks to bring the Achieve the Dream event to Charlotte,  and will take part in a press conference to welcome the event on Tuesday.

“Affordable housing is a huge issue in Charlotte and many cities across the country.  Home ownership is still at some of the lowest levels in the past 50 years, especially for working people. The overwhelming majority of people attending the Achieve the Dream event will be low and moderate-income home buyers, many of them first time home buyers”, according to NACA Founder and CEO Bruce Marks. “Our Achieve the Dream events mirror our previous tours by giving thousands of people an opportunity to work with a NACA counselor in a single weekend. They will have the opportunity to start the process of buying a home and building personal financial security. Many will actually qualify for an affordable mortgage the same day.”

NACA’s Best in America Mortgage Program will be highlighted at the event. Home buyers who purchase through the NACA program buy with no down payment, no closing costs, no points or fees and no PMI. Everyone receives a below market interest rate (4.125%/30 year and 3.75%/15 year, as of 2/2/18) and perfect credit is not required. The interest rate can also be bought down to virtually zero. This is a truly unique opportunity for homebuyers to realize the dream of affordable homeownership, and NACA services are free of charge.

NACA has $13 BILLION committed to its mortgage program and more than 60,000 homes have been bought through the NACA program nationwide.

Participants can purchase homes anywhere in their area and the cost of significant repairs or renovation can be built into the mortgage if needed. Single family homes, condos and co-ops are all eligible. NACA’s programs have already achieved tremendous success nationwide through their 47 offices, including one in Charlotte.

NACA MORTGAGE: NACA provides the best mortgage in America with these extraordinary terms:

  • No down payment required
  • No closing costs (lender paid)
  • No fees
  • Loan-to-value -100% for purchase and 110% for purchases with a rehab
  • No consideration of credit score
  • Below market fixed interest rate
  • Term of 15 or 30 years fully amortizing
  • Buy-down to permanently reduce the interest rate to virtually zero percent 
  • Purchase and renovation funds available

NACA’s Home Save Program will also be featured at the event to help struggling homeowners who have an unaffordable mortgage. NACA’s legally binding agreements with the major lenders along with its relentless advocacy have resulted in more than a quarter-million homeowners receiving affordable mortgage modifications and saving their homes from foreclosure.

For documents needed and to register, go to or call 281-968-6222. Walk-ins are welcome.

NACA’s Home Save and Purchase programs have been highlighted on the national and local news as the most effective in providing affordable homeownership:

New York Times: The Homebuyer’s Champion

CNN: One man’s fight against Foreclosures

About NACA (
NACA, Neighborhood Assistance Corporation of America, is one of the largest HUD certified counseling agencies with more than two million members. NACA is the largest and most effective organization in modifying mortgages and provides the best mortgage in the country. NACA CEO Bruce Marks was named Bostonian of the Year for 2007 because of his work in getting the major lenders and servicers to modify home loans for borrowers who come through NACA. See Bostonian of the Year. He has also testified before Congress on numerous occasions including September 12, 2000, being one of the only people to sound the alarm of the pending mortgage crisis. For more information go to