Leading the fight for economic justice

We’re committed to helping the underserved build generational wealth through access to affordable mortgages and financial assistance.

Buy a home

Become a homeowner with NACA’s Best in America Mortgage

Programa de Compra

Keep my home

Get assistance with an unaffordable mortgage & save your home

HomeSave Program

Find a home

Find an affordable home with NACA’s 
in-house realtors

NACA Realtors


Volunteer or work for NACA in the fight for economic justice

Join the fight

Equity for all

NACA fights to close the racial wealth disparity gap through character-based lending. We take our members’ circumstances into account to help make affordable homeownership a reality.





homeowners helped


NACA Mortgages


all HUD housing counseling


mortgage commitments

Homeownership within reach

Get access to NACA’s Best in America mortgage without consideration of your credit score through the most effective homebuyer program in the nation.

Below market fixed-rate

As of May 26th, 2023


30-year fixed


20-year fixed


15-year fixed

* The interest rates are the APRs since there are no closing costs, points or fees. The interest rate for Non-priority Members are as follows: 7.25% for 30-year fixed APR; 6.75% for 20-year fixed APR; 6.875% for 15-year fixed APR. Learn more about how we determine member priority.

NACA mortgage benefits

  • Sem entrada
  • No closing costs or fees
  • No mortgage insurance
Become a NACA homeowner

Real stories, real people

Our members are the reason behind our mission.


Realize os eventos de sonho

Attend an event to access our services, meet with our team on becoming NACA Qualified


Spring / Summer 2023

Attend a one-stop qualifying event in New Jersey or Georgia

Register Now
OUR story

A history of advocacy and service

NACA has spent the last 36 years working 
to challenge the industry and change lives.

Get involved

Join the fight

Stop corporate landlords

Cash investors are stealing the dream of homeownership. Help us campaign against corporate real estate investing.

Get involved

Fight for economic justice

NACA’s success is based on the active participation of our dedicated members and staff. Get involved today.

Torne-se um NACtivista

Support our mission

Your financial support helps us make affordable homeownership a reality for thousands of each year. Donate today.

Donate to NACA
news & media

Conecte-se com NACA

Listen, read and learn with us.

NACA LIVE American Dream Program episode #86

Click below to listen to the latest NACA LIVE, American Dream podcast. Mondays 5:30pm ET/4:30 CT Live on FB and YouTube.

NACA EN VIVO Podcast episodio #14

Haz click aqui para escuchar el Podcast en Español NACA EN VIVO. Escuchenos todos lo martes en Vivo 5:30pm ET/4:30pm CT por FB & YouTube.