Real Estate Agent

NACA works with thousands of real estate agents nationwide. NACA has established an extremely effective program to return home buyers to the real estate agents who refer them to NACA. NACA wants to ensure that your client has the time to become NACA Qualified (i.e. mortgage ready) and then would be in the best position to work with you. Once your client is NACA Qualified they will attend a NACA Purchase Workshop. They will then be referred back to you and ready for the housing search knowing what they can afford and the next steps in the home buying process. NACA does not charge you a fee and does not reduce your real estate commission.

This process is accomplished by referring them to NACA prior to them attending a NACA Workshop. The referral to NACA must be through the website. If the homebuyer has not previously been involved with NACA, they will be referred back to you when they are NACA Qualified. The NACA Qualification means that the Member is mortgage ready and virtually 100% of the Members we submit to the lenders are approved and funded. NACA also provides you with on-line update of your clients as described below.

Real estate agent registration with NACA
Real estate agents who want to refer clients to NACA need to register. It is a very easy process and once registered we can provide you updates on the clients you have referred. You need to input your user name which is your email address. Your default password is emailed to you. You need to change the default password to your personal one. If you forget is, click on “Forgot Password”. You will need to type in your user name, which is your email address, and your password will be sent to you. You will need to sign-in to do any of the following: Register a client with NACA, access information on your registered clients, change your password, and update your information.

Register your clients with NACA
Input the following client’s information: name, address, phone numbers, email and last four digits of their social security number. If they do not have one, you need to input the last four digits of their tax I.D. When you click submit, you will be notified if your client has been registered. Your client would not be registered if he/she had previously participated in the NACA program which means that your client knows about NACA and did not require your assistance to learn about our program. You can continue to work with your client but you will not receive status updates and we will not refer him/her back to you.

Real estate agent client list
You can access status information on all of your clients registered with NACA. The status list will show the following information for each of your active clients: referral date, first counseling meeting with a NACA Mortgage Consultant. If you have registered a client who is not on your client list, contact the Real Estate Department.

Changing your information
You can change your password or your other information on-line.

NACA Referrals to Real Estate Agents
NACA has many qualified (i.e. mortgage ready) buyers. When our in-house agents are not able to handle the large numbers of Members, we refer the Qualified Members to outside real estate agents. There are many agents who want to be a NACA Referral agent. We have a limited number in order to provide them with a consist number of NACA Qualified Members. We select the Referral Agents based on the quality of services they provide our Members and the number of people they refer to NACA. Referral Agents have a 90 day term after which time they are re-evaluated based on their performance and continued referral of buyers.

To request being a referral agent, the Referral Agent Agreement needs to be completed and emailed to NACA’s Real Estate Department at As per the agreement, NACA receives 35% of the buyer’s or seller’s agent portion of the commission (i.e. not the listing portion) at the loan closing. Questions concerning becoming a Referral Agent or concern with your referrals, call 425-519-6222 or email

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