Access NACA's Best in America Mortgage

  • 没有首付
  • No closing costs or fees
  • No mortgage insurance
  • 不考虑信用评分

Below market fixed-rate

As of April 21st, 2025

5.75%

30-year fixed

5.25%

20-year fixed

5.125%

15-year fixed

From Section 8 to Homeownership

Haneefah Warren's journey is a testament to resilience. Overcoming countless challenges in her life, she has achieved remarkable success through NACA's Section 8 program.

Read Haneefah's Inspiring Story

实现梦想活动

实现梦想活动

Qualify for NACA's Best in America Mortgage!

Dallas, TX (April 25 - 27)Charlotte, NC (May 16 - 18)Indianapolis, IN (June 27 - 29)Poughkeepsie, NY (July 11-13)Buffalo, NY (August 8 - 10)Previous Event Videos

Next: Affordable Modular Homes in Selma

Affordable Modular Homes in Selma

NACA is building modular factory built, high quality, energy efficient affordable homes in Selma and then nationwide.

Watch the video

Next: Breaking Barriers with Bruce Marks

Breaking Barriers with Bruce Marks

Watch our new podcast Breaking Barriers with Bruce Marks. See how after 40+ years he continues to break barriers, stabilize communities, and set a new standard in mortgage lending. This is a podcast you don't want to miss.

Watch Breaking Barriers Podcast

Next: Leading the fight for economic justice

Leading the fight for economic justice

We’re committed to helping the underserved build generational wealth through access to affordable mortgages and financial assistance.

Next: NACA Homeowner Stories

NACA Homeowner Stories

Watch how NACA has made the dream of homeownership a reality to thousands of working people across the US.

Homeowner Testimonial Videos

Next: Careers at NACA

Careers at NACA

We’re hiring variety of roles nationwide. NACA provides staff the opportunity to do well financially by doing good. We strongly encourage minorities, bilingual candidates (particularly Spanish) and Second Chance applicants to apply.

Join the NACA Staff

实现梦想活动

Become a Homeowner

Access NACA’s Best in America Mortgage

购买程序

守住我的家

Get assistance with an unaffordable mortgage & save your home

HomeSave Program

Find a home

Find an affordable home with NACA’s 
in-house realtors

NACA Realtors

参与其中

Volunteer or work for NACA in the fight for economic justice

Join the fight
我们的任务

Equity for all

NACA fights to close the racial wealth disparity gap through character-based lending. We take our members’ circumstances into account to help make affordable homeownership a reality.

3

million

served

500K

homeowners helped

75K

NACA Mortgages

30%

all HUD housing counseling

$20B

mortgage commitments

EVENTS

实现梦想活动

Attend an event to access our services, meet with our team on becoming NACA Qualified

Achieve the Dream Event

Upcoming in Dallas, TX

Friday, April 25th through Sunday, April 27th

Register Now

Achieve the Dream Event

Upcoming in Charlotte, NC

Friday, May 16th through Sunday, 18th

Register Now

Achieve the Dream Event

Upcoming in Indianapolis, IN

Friday, June 27th through Sunday, June 29th

Register Now

Achieve the Dream Event

Upcoming in Poughkeepsie, NY

Friday, July 11th through Sunday, July 13th

Register Now

Achieve the Dream Event

Upcoming in Buffalo, NY

Friday, August 8th through Sunday, August 10th

Register Now
感言

Real stories, real people

Our members are the reason behind our mission.

See testimonials Submit testimonial
OUR story

A history of advocacy and service

NACA has spent the last 36 years working 
to challenge the industry and change lives.

1988

First ever Housing Trust Fund

The Boston Hotel Workers Union negotiates the first ever housing trust fund, leading to the founding of the Neighborhood Assistance Corporation of America (NACA).

Read our story
Get involved

Join the fight

Stop corporate landlords

Cash investors are stealing the dream of homeownership. Help us campaign against corporate real estate investing.

Get involved

Fight for economic justice

NACA’s success is based on the active participation of our dedicated members and staff. Get involved today.

成为一名国民主义者

Support our mission

Your financial support helps us make affordable homeownership a reality for thousands of each year. Donate today.

Donate to NACA
Podcasts

BREAKING BARRIERS with Bruce Marks

NACA’s founder and CEO Bruce Marks shares on his new podcast his insights about the ongoing fight against predatory lenders and his groundbreaking work providing affordable homeownership to historically underserved communities across the country, especially low- to moderate-income people and people of color. This is a podcast you don’t want to miss.