NACA’s Rehab Mortgage product is for the purpose of making a homeowner’s property safe and habitable. Homeowners needing significant repairs can access NACA’s Best in America mortgage. Whether a refinance of an existing mortgage or a homeowner without an existing mortgage, funds would be available after the closing to make the repairs.  The repairs should address code, safety, structural and other significant issues.

NACA Purchase Program overview, guidelines and criteria for becoming qualified for NACA’s Best in America Mortgage

The Mortgage Calculator is crucial in determining the mortgage amount based on an affordable monthly mortgage payment.  NACA’s Counselors work with members to prepare them for homeownership including determining an affordable mortgage payment consisting of the principal, interest, taxes, insurance and HOA.  While the maximum affordable mortgage payment does not change, the mortgage amount is dependent on NACA’s current below market interest rate and the particular property’s taxes, insurance and HOA. Thus, the Mortgage Calculator is the place to determine whether a particular property is affordable based on the Member’s affordable mortgage payment

在 NACA 购房者研讨会期间展示。本次研讨会的目标是让您了解成为 NACA 合格的要求。一旦获得 NACA 资格，您将获得 NACA 最佳美国抵押贷款的预先批准。

Learn about NACA’s four major homeownership programs: NACA Purchase Program with the Best Mortgage in America, HOT-PHA using the section 8 housing choice voucher for the mortgage payment, One Dollar program for homebuyers to purchase a property from a city with NACA providing the funds for renovation, and NACA doing housing development in partnership with a city.

NACA 创造了一种模式，可以为传统上无法实现美国梦的购房者大规模提供前所未有的负担得起的房屋所有权。

本文件描述了首次购房者如何使用他们的住房选择券 (“HCV”) 通过 NACA 的房屋所有权计划购买自己的房屋。

每日开支日记将帮助您确定每周可能发生的开支，并且可能会大幅增加。您可能会对您的实际支出感到惊讶，并了解如何更好地管理您的资金。

预算工作表是决定您负担得起的抵押贷款付款的关键因素。预算工作表应在您进行咨询之前完成。

The Member’s Initial Assessment is used to determine the members maximum mortgage payment as the first in the homebuying process.

描述 NACA 的一般项目程序，pautas y criterios para calificar para la mejor hipoteca de NACA en América

对于 NACA 合格会员，此购买工作簿是您的资源指南，详细介绍了住房搜索和抵押过程。