PROVIDING UNPRECEDENTED HOMEOWNERSHIP OPPORTUNITY WITH NO DOWNPAYMENT & NO CLOSING COST MORTAGE

O QUE:	LARGEST HOMEOWNERSHIP EVENT IN FLORIDA HISTORY – Oct. 11 – 14
ONDE:	Miami Airport Convention Center, MACC East Hall, 711 NW 72WL Ave., Miami FL 33126
QUANDO:	Media Opportunity – Press conference Thursday, October 11º, 11:00 a.m.
QUEM:	Thousands of homebuyers, NACA homeowners, NACA CEO Bruce Marks, Bank of America Executives, Miami and Florida political figures, and community leaders.

(MIAMI, FL ) – Thursday, October 11th at 11:00 a.m. NACA will kick off the maior evento de propriedade de uma casa na história da Flórida at its “Achieve the Dream” one-stop mortgage event at the Miami Airport Convention Center.  NACA and Bank of America executives will be joined by political and community leaders to highlight the extraordinary homeownership opportunities provided during this four-day event. 

Ten years after the beginning of the mortgage crisis, NACA is the one bright light in the disastrous lack of mortgage lending for low to moderate-income and minority borrowers.  Thousands will attend the Achieve the Dream event because their families, friends, co-workers and neighbors around the country have told them that NACA is the organization to achieve affordable homeownership.

The NACA program directly confronts the affordable housing crisis with the Best Mortgage in America that requires no down payment, no closing costs, no PMI, at a below market fixed rate and no need for perfect credit. During this one-stop mortgage operation homebuyers will attend a homebuyer workshop, meet one-on-one with a NACA Counselor, and have their file underwritten to be pre-approved for NACA’s extraordinary mortgage often in one day. 

O NACA oferece os mesmos termos para todos os mutuários, muitos dos quais desistiram da casa própria. Como a revista Forbes afirmou em sua comparação das melhores hipotecas de baixa entrada, “há uma exceção, NACA, que cobra a mesma taxa, independentemente da pontuação de crédito”. O Bank of America comprometeu $10 bilhões para o programa de hipotecas NACA.   

“The NACA Mortgage, without the need for a down payment or closing costs, eliminates the significant savings requirement that locks out many homebuyers in today’s market”, stated Bruce Marks, NACA’s CEO and founder.  “In addition, NACA’s below market fixed rate with the ability to buy it down even further with government assistance provides a monthly payment that makes it possible to purchase homes in South Florida despite the limited supply,” continues Bruce Marks.

The Miami Achieve the Dream event runs Thursday, October 11^º até domingo, 14 de outubro^º from 8:00 AM to 6:00 PM each day. The event is open to all prospective homebuyers, and NACA services are free of charge.  Previous NACA Achieve the Dream events have been spectacularly successful with more than 5,000 participants at each one and thousands of pre-approvals across the country. These events have destroyed the myth that it is not possible to lend on affordable terms to low-to-moderate income and minority individuals on scale.

A subscrição de hipotecas da NACA não usa os critérios restritivos e ineficazes de “empréstimos baseados em risco”. Os subscritores da NACA avaliam cada mutuário com base em suas circunstâncias individuais, eliminando pagamentos atrasados que eles não controlam e considerando fatores de compensação. Todos os mutuários recebem os mesmos termos extraordinários:

• Não é necessário pagamento inicial
• Sem custos de fechamento (credor pago)
• Sem taxas
• Loan-to-value -100% para compra e 110% para compras com reabilitação
• Sem consideração de pontuação de crédito
• Abaixo da taxa de juros fixa do mercado
• Prazo de 15 ou 30 anos amortizando integralmente
• Compra para reduzir permanentemente a taxa de juros para praticamente zero por cento
• Fundos de compra e renovação disponíveis

NACA already has an impressive track record. During the mortgage crisis, through NACA’s Save the Dream events over 250,000 homeowners were able to modify their unaffordable mortgages, often the same day. The Miami Save the Dream events were incredible with tens of thousands of homeowners. Now, NACA’s Achieve the Dream events provide the same extraordinary outcomes for many thousands of homebuyers and continue to assist homeowners with an unaffordable mortgage.

O evento Achieve the Dream está aberto a todos os compradores de casas em potencial. Os serviços do NACA são gratuitos e os visitantes são bem-vindos.

Links de mídia:
Vídeo NACA
Local 10 Miami
Spectrum News Charlotte

Sobre NACA (www.naca.com):
The Neighborhood Assistance Corporation of America (NACA) is a non-profit organization dedicated to economic justice through home ownership and community action. Founded by economic advocate Bruce Marks over thirty years ago, NACA is the largest HUD certified counseling agency with more than two million members nationwide. Through programs such as the Best in America Mortgage and HomeSave, NACA has helped thousands of consumers modify an unaffordable existing home loan or secure a mortgage to purchase a new home. With 50 offices nationwide, and our HUD approved housing counseling agency providing about 50% of the total counseling in the country, NACA is setting the national standard. NACA’s proven process allows low to modest income consumers to realize the American dream of homeownership. Bank of America and CitiMortgage have committed $13 billion to NACA pre-approved mortgage loans. www.naca.com. #AchieveTheDreamNACA.