NACA can help you keep your home

Get an affordable mortgage payment with the help of our Home Save program. Our advocates can help you for free, whether or not you got your mortgage through us.

Start the HomeSave Program

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How Home Save can help

Unlike a refinance, mortgage modification can change the interest rate or term of your current mortgage. Our advocates will help you negotiate with your lender based on your financial hardship.

As part of the Post-Purchase Program, NACA members can access up to three months of financial assistance to make mortgage payments on time.

Our counselors are here to help you every step of the way. You’ll have support from NACA so you won’t go through the process alone.


No homeowner 
is turned away


Mortgages modified


Save the Dream events


of all house counseling in the U.S. is provided by NACA


Homeowners helped


Getting started with Home Save

View all steps

Meet our dedicated advocates

Our Home Save advocates are at the heart of everything we do. They work 
tirelessly to help members keep their home for generations.

MAP Advocate

Frank Rodriguez

MAP Advocate

Veronica Montgomery

Home Save Advocate

Regina Williams

Servicer Investor Manager (SIM)

Natatiyah May

Home Save Advocate

Maria Morales

Home Save Advocate

Chris McCoy


Our success stories


Frequently asked questions

No. Any homeowner can apply for a mortgage modification, even if you did not get your mortgage through NACA. To start your HomeSave process you must first become a NACA member.

A mortgage modification is when the terms of an existing mortgage are changed. This is not a refinance, which replaces a mortgage with a new loan. Modifications can change your loan terms, lower your interest rate, and/or reduce the outstanding principal. NACA has an unprecedented track record of lowering monthly mortgage payments by hundreds and sometimes over a thousand dollars through mortgage modifications.

Members with a NACA mortgage are eligible for post-purchase financial assistance through the Membership Assistance Program (MAP). Contact the Home Save department at (281) 968-6222 to speak with an advocate about financial assistance.

Yes. The NACA Home Save program is free to homeowners.

View all FAQs

Find resources 
for renters

NACA advocates to help both renters and homeowners keep their homes. Learn more about our advocacy for tenants.

View renter resources