Access NACA's Best in America Mortgage

  • No down payment
  • No closing costs or fees
  • No mortgage insurance
  • No consideration of credit score

Below market fixed-rate

As of July 11th, 2025

5.75%

30-year fixed

5.25%

20-year fixed

5.125%

15-year fixed

From Section 8 to Homeownership

Haneefah Warren's journey is a testament to resilience. Overcoming countless challenges in her life, she has achieved remarkable success through NACA's Section 8 program.

Read Haneefah's Inspiring Story

Achieve the Dream Events

Achieve the Dream Events

Qualify for NACA's Best in America Mortgage!

Poughkeepsie, NY (July 11-13)Buffalo, NY (August 15 - 17)Clayton County, GA (Aug 22 - 24)Previous Event Videos

Next: Affordable Modular Homes in Selma

Affordable Modular Homes in Selma

NACA is building modular factory built, high quality, energy efficient affordable homes in Selma and then nationwide.

Watch the video

Next: Breaking Barriers with Bruce Marks

Breaking Barriers with Bruce Marks

Watch our new podcast Breaking Barriers with Bruce Marks. See how after 40+ years he continues to break barriers, stabilize communities, and set a new standard in mortgage lending. This is a podcast you don't want to miss.

Watch Breaking Barriers Podcast

Next: Leading the fight for economic justice

Leading the fight for economic justice

We’re committed to helping the underserved build generational wealth through access to affordable mortgages and financial assistance.

Next: NACA Homeowner Stories

NACA Homeowner Stories

Watch how NACA has made the dream of homeownership a reality to thousands of working people across the US.

Homeowner Testimonial Videos

Next: Careers at NACA

Careers at NACA

We’re hiring variety of roles nationwide. NACA provides staff the opportunity to do well financially by doing good. We strongly encourage minorities, bilingual candidates (particularly Spanish) and Second Chance applicants to apply.

Join the NACA Staff

Achieve the Dream Events

Become a Homeowner

Access NACA’s Best in America Mortgage

Purchase Program

Keep my home

Get assistance with an unaffordable mortgage & save your home

HomeSave Program

Find a home

Find an affordable home with NACA’s 
in-house realtors

NACA Realtors

Get Involved

Volunteer or work for NACA in the fight for economic justice

Join the fight
OUR MISSION

Equity for all

NACA fights to close the racial wealth disparity gap through character-based lending. We take our members’ circumstances into account to help make affordable homeownership a reality.

3

million

served

500K

homeowners helped

75K

NACA Mortgages

30%

all HUD housing counseling

$20B

mortgage commitments

EVENTS

Achieve the Dream Events

Attend an event to access our services, meet with our team on becoming NACA Qualified

Achieve the Dream Event

Upcoming in Poughkeepsie, NY

Friday, July 11th through Sunday, July 13th

Register Now

Achieve the Dream Event

Upcoming in Buffalo, NY

Friday, August 15th through Sunday, August 17th

Register Now

Achieve the Dream Event

Upcoming in Clayton County, GA

Friday, August 22nd through Sunday, August 24th

Register Now
Testimonials

Real stories, real people

Our members are the reason behind our mission.

See testimonials Submit testimonial
OUR story

A history of advocacy and service

NACA has spent the last 36 years working 
to challenge the industry and change lives.

1988

First ever Housing Trust Fund

The Boston Hotel Workers Union negotiates the first ever housing trust fund, leading to the founding of the Neighborhood Assistance Corporation of America (NACA).

Read our story
Get involved

Join the fight

Stop corporate landlords

Cash investors are stealing the dream of homeownership. Help us campaign against corporate real estate investing.

Get involved

Fight for economic justice

NACA’s success is based on the active participation of our dedicated members and staff. Get involved today.

Become a NACtivist

Support our mission

Your financial support helps us make affordable homeownership a reality for thousands of each year. Donate today.

Donate to NACA
Podcasts

BREAKING BARRIERS with Bruce Marks

NACA’s founder and CEO Bruce Marks shares on his new podcast his insights about the ongoing fight against predatory lenders and his groundbreaking work providing affordable homeownership to historically underserved communities across the country, especially low- to moderate-income people and people of color. This is a podcast you don’t want to miss.