Leading the fight for economic justice
We’re committed to helping the underserved build generational wealth through access to affordable mortgages and financial assistance.
Equity for all
NACA fights to close the racial wealth disparity gap through character-based lending. We take our members’ circumstances into account to help make affordable homeownership a reality.
all HUD housing counseling
Homeownership within reach
Get access to NACA’s Best in America mortgage without consideration of your credit score through the most effective homebuyer program in the nation.
Below market fixed-rate
As of February 2nd, 2023
* The interest rates are the APRs since there are no closing costs, points or fees. The interest rate for Non-priority Members are as follows: 5.875% for 30-year fixed APR; 5.375% for 20-year fixed APR; 5.75% for 15-year fixed APR. Learn more about how we determine member priority.
NACA mortgage benefits
- No down payment
- No closing costs or fees
- No mortgage insurance
Find NACA near you
Attend an event to access our services, meet our team and join us in our mission.
Achieve the Dream
Saturday, February 25th in AL, GA, LA, and TX
Register for a workshop. Homebuyers – Access NACA’s Best in America Mortgage. Homeowners – Refinance with funds for renovations.Register Now
Join the fight
Stop corporate landlords
Cash investors are stealing the dream of homeownership. Help us campaign against corporate real estate investing.Get involved
Fight for economic justice
NACA’s success is based on the active participation of our dedicated members and staff. Get involved today.Become a NACtivist
Support our mission
Your financial support helps us make affordable homeownership a reality for thousands of each year. Donate today.Donate to NACA
news & media
Connect with NACA
Listen, read and learn with us.
NACA Live American Dream Program Episode #73
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