Access NACA's Best in America Mortgage

  • No down payment
  • No closing costs or fees
  • No mortgage insurance
  • No consideration of credit score

Below market fixed-rate

As of October 29th, 2025

5.125%

30-year

4.625%

20-year

4.5%

15-year

Fight Predatory Landlords

NACA is fighting predatory landlords in our communities. Help us hold these Corporate Landlords accountable as a volunteer, or by sharing your rental experience with us.

Join The Fight
OUR MISSION

Equity for all

NACA fights to close the racial wealth disparity gap through character-based lending. We take our members’ circumstances into account to help make affordable homeownership a reality.

3

million

served

500K

homeowners helped

75K

NACA Mortgages

30%

all HUD housing counseling

$20B

mortgage commitments

Events

Achieve the Dream

NACA's incredible Achieve the Dream homebuyer events have provided over 50,000 homebuyers access to NACA's Best in America Mortgage.

NACA’s Achieve the Dream events in 2022 were an outstanding success. We had over 50,000 homebuyers attend these four and five day face-to-face one stop homeownership events.

Participants were able to complete all four key steps of our process:

  1. Attending a Homebuyer Workshop
  2. Inputting Information & Uploading document
  3. Having a One-on-One Counseling Session
  4. Meeting with a NACA Mortgage Specialist to be NACA Qualified for NACA’s Best in America Mortgage.

Watch the video showing these extraordinary events in Miami, New York City, Houston, Baltimore and Atlanta. Stay tuned for our multi-site events in 2023 in areas of America that have been historically overlooked and disinvested!

Testimonials

Real stories, real people

Our members are the reason behind our mission.

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OUR story

A history of advocacy and service

NACA has spent the last 36 years working 
to challenge the industry and change lives.

1988

First ever Housing Trust Fund

The Boston Hotel Workers Union negotiates the first ever housing trust fund, leading to the founding of the Neighborhood Assistance Corporation of America (NACA).

Read our story
Get involved

Join the fight

Stop corporate landlords

Cash investors are stealing the dream of homeownership. Help us campaign against corporate real estate investing.

Get involved

Fight for economic justice

NACA’s success is based on the active participation of our dedicated members and staff. Get involved today.

Become a NACtivist

Support our mission

Your financial support helps us make affordable homeownership a reality for thousands of each year. Donate today.

Donate to NACA
Podcasts

BREAKING BARRIERS with Bruce Marks

NACA’s founder and CEO Bruce Marks shares on his new podcast his insights about the ongoing fight against predatory lenders and his groundbreaking work providing affordable homeownership to historically underserved communities across the country, especially low- to moderate-income people and people of color. This is a podcast you don’t want to miss.