Leading the fight for economic justice
We’re committed to helping the underserved build generational wealth through access to affordable mortgages and financial assistance.
Equity for all
NACA fights to close the racial wealth disparity gap through character-based lending. We take our members’ circumstances into account to help make affordable homeownership a reality.
all HUD housing counseling
Homeownership within reach
Get access to NACA’s Best in America mortgage without consideration of your credit score through the most effective homebuyer program in the nation.
Below market fixed-rate
As of December 4th, 2023
* The interest rates are the APRs since there are no closing costs, points or fees. The interest rate for Non-priority Members are as follows: 7.25% for 30-year fixed APR; 6.75% for 20-year fixed APR; 6.875% for 15-year fixed APR. Learn more about how we determine member priority.
NACA mortgage benefits
- No down payment
- No closing costs or fees
- No mortgage insurance
Achieve the Dream
NACA's incredible Achieve the Dream homebuyer events have provided over 50,000 homebuyers access to NACA's Best in America Mortgage.
NACA’s Achieve the Dream events in 2022 were an outstanding success. We had over 50,000 homebuyers attend these four and five day face-to-face one stop homeownership events.
Participants were able to complete all four key steps of our process:
- Attending a Homebuyer Workshop
- Inputting Information & Uploading document
- Having a One-on-One Counseling Session
- Meeting with a NACA Mortgage Specialist to be NACA Qualified for NACA’s Best in America Mortgage.
Watch the video showing these extraordinary events in Miami, New York City, Houston, Baltimore and Atlanta. Stay tuned for our multi-site events in 2023 in areas of America that have been historically overlooked and disinvested!
Join the fight
Stop corporate landlords
Cash investors are stealing the dream of homeownership. Help us campaign against corporate real estate investing.Get involved
Fight for economic justice
NACA’s success is based on the active participation of our dedicated members and staff. Get involved today.Become a NACtivist
Support our mission
Your financial support helps us make affordable homeownership a reality for thousands of each year. Donate today.Donate to NACA
news & media
Connect with NACA
Listen, read and learn with us.
NACA LIVE American Dream Program episode #89
Click below to listen to the latest NACA LIVE, American Dream podcast. Mondays 5:30pm ET/4:30 CT Live on FB and YouTube.
NACA EN VIVO Podcast episodio #29
Haz click aqui para escuchar el Podcast en Español NACA EN VIVO. Escuchenos todos lo martes en Vivo 5:30pm ET/4:30pm CT por FB & YouTube.
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