Leading the fight for economic justice
We’re committed to helping the underserved build generational wealth through access to affordable mortgages and financial assistance.
Equity for all
NACA fights to close the racial wealth disparity gap through character-based lending. We take our members’ circumstances into account to help make affordable homeownership a reality.
all HUD housing counseling
Homeownership within reach
Get access to NACA’s Best in America mortgage without consideration of your credit score through the most effective homebuyer program in the nation.
Below market fixed-rate
As of June 1st, 2023
* The interest rates are the APRs since there are no closing costs, points or fees. The interest rate for Non-priority Members are as follows: 6.75% for 30-year fixed APR; 6.25% for 20-year fixed APR; 6.75% for 15-year fixed APR. Learn more about how we determine member priority.
NACA mortgage benefits
- No down payment
- No closing costs or fees
- No mortgage insurance
Real stories, real people
Our members are the reason behind our mission.
Achieve the Dream Events
Attend an event to access our services, meet with our team on becoming NACA Qualified
ACHIEVE THE DREAM EVENTS
Spring / Summer 2023
Attend a one-stop qualifying event in New Jersey or GeorgiaRegister Now
A history of advocacy and service
NACA has spent the last 36 years working to challenge the industry and change lives.
First ever Housing Trust Fund
The Boston Hotel Workers Union negotiates the first ever housing trust fund, leading to the founding of the Neighborhood Assistance Corporation of America (NACA).
Join the fight
Stop corporate landlords
Cash investors are stealing the dream of homeownership. Help us campaign against corporate real estate investing.Get involved
Fight for economic justice
NACA’s success is based on the active participation of our dedicated members and staff. Get involved today.Become a NACtivist
Support our mission
Your financial support helps us make affordable homeownership a reality for thousands of each year. Donate today.Donate to NACA
news & media
Connect with NACA
Listen, read and learn with us.
NACA LIVE American Dream Program episode #86
Click below to listen to the latest NACA LIVE, American Dream podcast. Mondays 5:30pm ET/4:30 CT Live on FB and YouTube.
NACA EN VIVO Podcast episodio #15
Haz click aqui para escuchar el Podcast en Español NACA EN VIVO. Escuchenos todos lo martes en Vivo 5:30pm ET/4:30pm CT por FB & YouTube.
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Get the latest news on how to get involved with NACA.