OUR MISSION
Equity for all
NACA fights to close the racial wealth disparity gap through character-based lending. We take our members’ circumstances into account to help make affordable homeownership a reality.
3
million
served
500K
homeowners helped
75K
NACA Mortgages
30%
all HUD housing counseling
$20B
mortgage commitments
Homeownership within reach
Get access to NACA’s Best in America mortgage without consideration of your credit score through the most effective homebuyer program in the nation.
Below market fixed-rate
As of November 6th, 2024
5.875%
30-year fixed
5.375%
20-year fixed
5.25%
15-year fixed
* The interest rates are the APRs since there are no closing costs, points or fees. The interest rate for Non-priority Members are as follows: 6.875% for 30-year fixed APR; 6.375% for 20-year fixed APR; 6.25% for 15-year fixed APR. Learn more about how we determine member priority.
NACA mortgage benefits
- No down payment
- No closing costs or fees
- No mortgage insurance
Testimonials
Real stories, real people
Our members are the reason behind our mission.
EVENTS
Achieve the Dream Events
Attend an event to access our services, meet with our team on becoming NACA Qualified
OUR story
A history of advocacy and service
NACA has spent the last 36 years working to challenge the industry and change lives.
1988
First ever Housing Trust Fund
The Boston Hotel Workers Union negotiates the first ever housing trust fund, leading to the founding of the Neighborhood Assistance Corporation of America (NACA).
Get involved
Join the fight
Stop corporate landlords
Cash investors are stealing the dream of homeownership. Help us campaign against corporate real estate investing.
Get involvedFight for economic justice
NACA’s success is based on the active participation of our dedicated members and staff. Get involved today.
Become a NACtivistSupport our mission
Your financial support helps us make affordable homeownership a reality for thousands of each year. Donate today.
Donate to NACAPodcasts
BREAKING BARRIERS with Bruce Marks
NACA’s founder and CEO Bruce Marks shares on his new podcast his insights about the ongoing fight against predatory lenders and his groundbreaking work providing affordable homeownership to historically underserved communities across the country, especially low- to moderate-income people and people of color. This is a podcast you don’t want to miss.